Perspective
changes the way

decisions are made.

Through different scenarios and perspectives, we help you see the implications of each decision before deciding what is right for you.

At a glance

40 Years of Perspective

The present is only part of the picture. There are circumstances to consider, possibilities to explore, and decisions whose implications may only become clear with time in the game.

Because perspective brings the clarity you require.

Not everything you read should influence what you decide.

In an age of unprecedented access to information:

More Opinions Predictions Answers Headlines Noises

The challenge is no longer finding information;

Tt’s knowing what to make of it.

Protection Coverage

Protecting against circumstances.

Life, health, critical illness, disability and personal accident can create significant financial consequences and emotional weight. Finding the right protection provides a financial buffer for you and those who depend on you.

You have the benefit of experienced advisers who consider your various objectives alongside your existing coverage to ensure important gaps are not overlooked.

Retirement Planning

Preparing for the years ahead.

Retirement planning brings together income, savings, investments and protection to consider how financial needs may change over time.

You have the benefit of advisers who consider your future income needs, savings, investments, protection and changing circumstances together. Planning can be reviewed throughout different stages of life, helping keep today’s decisions relevant to the years ahead.

Savings & Investments

Investment decisions are rarely made in isolation.

You have the benefit of experienced advisors with knowledge across investment markets, products and different stages of financial planning.

From Asian Markets to the West, our team with access to a broad range of both local and international solutions that provides the access across different markets, asset classes and risk considerations so that you have the wider context.

Estate & Succession

Putting arrangements in place for what comes next.

The transfer of assets involves more than deciding who receives what. Ownership, protection, liquidity and family circumstances all play a part in ensuring arrangements reflect the intentions behind them.

You have the benefit of certified Associate Estate Planning Practitioner (AEPP®) professionals who can bring together considerations around asset distribution, protection, liquidity and family circumstances.

Client Stories

Our clients say it best

I first got to know Benny as a friend's friend's son. His main focus is on his clients’ needs, as he takes the time to listen and understand my situation before providing recommendations. I appreciate his unbiased yet honest approach, as well as his long-term perspective. He doesn’t rush to close deals or play any emotional blackmail that could lead me to make a bad decision.

Ting H.H.

Client of Benny

I have known Jazlyn and Owen since the year 2014. I had my doubts initially but they have proven otherwise. They are both cheerful, approachable and attentive. For all policies that I have with them, they would ensure that I understand thoroughly on what I am procuring. This is what I like about them, sincere, dedicated and most of important all they have become friends of my family and me.

Andy Y.

Client of Owen

Malvin is definitely one of the most genuine and hardworking people that I’ve met in his field. I had the pleasure of having Malvin as my Financial Advisor since 2019. He was always willing to go the extra mile to check in regularly and made sure that I understood every detail in my portfolio. I greatly appreciate that he would tailor tips and recommendations when I was at different phases of my life, and hence really trust him to handle my portfolio.

J.Y. Low

Client of Malvin

Benny is a dedicated agent who consistently strives to provide the best service for his clients. He makes an effort to stay in touch with me, even when I am occupied with work. Additionally, he endeavors to understand my financial needs and offers assistance when necessary. Benny is not only friendly and patient but also a pleasure to collaborate with.

Lakshman

Client of Benny

Chariot is really one of the best financial advisor in the market. His service is truly impeccable which is what you really want from someone handling your finances and policies. He will always go the extra mile and I'm always impressed with how thorough he is with his follow ups. He cares and he's credible.

Jolene W.

Client of Chariot

Definitely a professional Financial Advisor who will advise you on your needs accordingly and does not hard sell. Malvin did a great proposal to cater specially for future assurance, which certainly helps reduce my anxiety and worries in this volatile economy. Malvin also does frequent follow-ups to update on any changes and advise accordingly. Glad to meet someone who is proficient in financial knowledge, and at the same time, develop a great friendship bond!

Helmy MJ

Client of Malvin

Advisory Beyond Generations

Our philosophy behind how we create lasting positive impacts with people across generations

a branch representing Manulife Financial Advisers

We provide exclusive access to a comprehensive portfolio of financial products and services, thoughtfully tailored to meet your unique needs and long-term objectives.

Office Location: Keppel South Central
10 Hoe Chiang Road #03-06 Keppel South Central Singapore 089315
Business Hours: 9:00 AM – 6:00 PM (Mon – Fri)

Perspective changes the way